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At Advance America, we call them personal loans, and people of all credit types (good credit, fair credit and bad credit) are eligible to apply. When deciding. Not all lenders offer loans to borrowers with fair credit since it's seen as a greater risk to the lender. However, many lenders will consider credit scores in. You're more than your credit score—we consider factors such as your education⁴ and employment to help you get a rate you deserve. Flexible loan amounts. You can.

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However, lenders that make these loans do have credit score benchmarks — usually a credit score of at least — so a down payment may be needed if you have a. You're more than your credit score—we consider factors such as your education⁴ and employment to help you get a rate you deserve. Flexible loan amounts. You can. Loans for Fair Credit If you need a loan to cover an emergency cost but your credit score is less than perfect, you might be unsure about your chances of.

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The best place to get quick personal loans for fair credit is an online lender. The processing times will usually be faster than with a bank or a credit union. When lenders refer to fair credit, they are speaking about customers with some credit history, but lower-end credit scores. Typically, this includes FICO scores. What loan can I get with fair credit? · Personal or unsecured loan. You don't need to put down security, such as your home, to be accepted. · Secured loan. To get.